Blog - Archive for the ‘Mortgages’ Category

The bank of mum and dad

4th May, 2016

Despite house prices remaining largely stagnant in our local area over the last few years it’s still not easy for people to get on the housing ladder. House prices remain high relative to wages and with first time buyers often choosing to rent before looking to purchase it can make saving for a deposit difficult. […]

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Help to Buy ISAs

28th Oct, 2015

In the budget earlier this year Chancellor George Osborne announced the introduction of Help to Buy ISAs. These savings products are designed to help first time buyers get on the property ladder by paying a generous bonus direct from the government to a mortgage lender based on the amount you save. In this post we […]

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2015 Budget – Take Two

8th Jul, 2015

The Chancellor, George Osborne, has announced his first Budget under the majority Conservative government. This is of course his second Budget this year but this is deemed necessary because the April Budget was announced under a coalition government. The Chancellor announced significant changes to some state benefits today, including tax credits, but we have focused […]

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Common issues with life insurance

10th Jun, 2015

Many of our new clients already have life insurance policies in place when they first come to see us and naturally assume their family is covered should the worst happen. Unfortunately, when we delve into these policies a little deeper, we often find hidden problems.

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2015 Budget – Analysis

18th Mar, 2015

Today the Chancellor of the Exchequer, George Osborne, announced his 2015 Budget. It included many measures announced in last year’s Autumn Statement but it also contained a few small surprises. As usual the Budget covered everything from changes in welfare to changes in personal finance (which we have focused on in this post). It is […]

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Stamp Duty Changes

6th Dec, 2014

The 2014 Autumn Statement was announced on 3rd December 2014. It included big changes to Stamp Duty Land Tax, which will result in cost savings for most home buyers. To see how much you could benefit from these changes you can use our calculator.

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Make your mortgage application easier

10th Apr, 2013

Mortgage applications have become more difficult in recent years and lenders have tightened up their criteria. We have written this short guide to help you with the application process and to make sure everything is in order before you approach a lender or a mortgage adviser. To book a free consultation with one of our […]

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