Blog

Pension or ISA

25th Nov, 2021

Personal pensions and ISAs are, arguably, two of the most well-known ways in which people can save for the future. But which is best? In this post I will set out the key differences. If you are interested in setting up either a pension or ISA, book a free initial meeting with one of our […]

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What will happen to my personal pension when I die?

18th Nov, 2021

Due to the auto-enrolment rules, more people than ever have some personal pension savings. In some cases, personal pensions can form a significant portion of financial wealth. But do you know what will happen to this money when you pass away? Advice Our advisers can help you review your existing pension savings to ensure the […]

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Why Should I Use You Instead Of My Bank?

3rd Jun, 2021

People are often loyal to their bank. This can be for nostalgic reasons (your grandparents set up a savings account when you were little) or practical reasons (they offered a good rate or a special incentive when you needed an account). This loyalty can often lead to people doing everything through their bank, including loans, […]

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Mortgage Guarantee Scheme Brings Welcome Boost

20th Apr, 2021

The government’s new scheme to increase the availability of 95% loan to value mortgages is now underway, providing a welcome boost to the market. This means you can borrow up to 95% of the value of your home, which gives more choices for those with low deposits or low equity. Importantly, this borrowing will be […]

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The Five-Steps To Finding Your Perfect Mortgage

20th Apr, 2021

It’s well known that moving house is one of the most stressful events in life. That’s why we work closely with our clients to ensure that finding the right mortgage is one thing they don’t need to worry about… The process: Establish your circumstances and what you want/need – we will ascertain what your needs […]

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Make Sure You Cover All Bases

19th Mar, 2021

  Do you have critical illness cover? Are you sure? As part of an initial client meeting I always ask what protection policies are in place. This could be work benefits (such as sick pay or death in service benefits) or standalone policies (such as life cover, critical illness policies). Quite often, clients with a […]

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The Return Of The Mortgage Guarantee Scheme

10th Mar, 2021

There is good news for first-time buyers and low deposit borrowers alike as Rishi Sunak announced the return of 95% mortgages for borrowers on properties up to the value of £500,000, writes Bob Little & Co’s mortgage expert MATTHEW GRAYSON… What do we know so far? The scheme will operate in a similar manner to […]

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Budget 2021

3rd Mar, 2021

  Today (3rd March) the Chancellor of the Exchequer, Rishi Sunak, announced the government’s spending and taxation plans for the coming year. Besides various measures announced to combat the economic impact of the “coronavirus”, the Budget covered everything from changes in welfare to changes in personal finance (which I have focused on in this post). […]

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