Introduction
We offer lots of different services and we have a very wide range of clients (from those with relatively simple needs to those with very complex needs).
This means we sometimes need to tailor our fees to ensure they are fair for both us and our clients. As a result, it is only possible to confirm the fee you will pay during or after your free initial consultation with one of our advisers.
However, in the interests of transparency, we have set out our standard fees on our website which you can view using the links below.
We do not expect to be either the cheapest or the most expensive financial advice company. However, we do aim to offer offer excellent value for money, particularly given our credentials as award-winning Chartered Financial Planners.
It is important to note that – unlike many financial advice companies – our advisers do not receive bonuses or commission based on the amount of fees or commission they earn for our company. Instead, our advisers receive a salary.
Ensuring You Get Value For Money
What do you get for your money?
- Independent financial advice, which is not biased to a particular product provider
- Help with using time-sensitive tax allowances (which, once lost, are gone forever)
- A named financial adviser
- Advice which covers virtually all areas of financial planning (because we can offer advice on pensions*, investments, mortgages*, insurances, and lifetime mortgages)
- Highly qualified and experienced staff
* Please note: we do not offer advice on defined benefits pensions transfers or commercial mortgages.
Can I do this myself?
If you are considering looking after your own finances (rather than paying a professional), ask yourself the following questions:
- Do you know how to do this? Our advisers sat numerous exams and carry out ongoing training.
- Have you done this before and has anything changed in the meantime? Rules and legislation vary over time. Our advisers keep up to date with all relevant changes.
- Do you have the tools to do this? We pay a great deal of money each month for specialist software and training which is not available to the general public.
- What else could you do with your time? Unless you really enjoy looking after your finances, it is likely you can find a better use for your spare time.
- Is it worth taking the risk of doing it yourself? It is very easy to get tripped up in the world of personal finance. If you do it yourself, any mistakes will fall on your shoulders.
