Standard Fees
| Service | Fee |
|---|---|
| Initial meeting | No fee |
| Research and recommendation | No fee |
| Implementation | £250 |
Notes
We will also receive a commission payment from the selected mortgage lender (this is paid by the mortgage lender, not you)
| Service | Fee |
|---|---|
| Initial meeting | No fee |
| Research and recommendation | No fee |
| Implementation fee | £250 |
Notes
We will also receive a commission payment from the selected mortgage lender (this is paid by the mortgage lender, not you)
| Service | Fee |
|---|---|
| Initial meeting | No fee |
| Research and recommendation | No fee |
| Implementation fee | £750 |
Notes
We will also receive a commission payment from the selected mortgage lender (this is paid by the mortgage lender, not you)
We encourage you to bring a trusted friend or family member to any meetings
The application fee can be paid at completion of the mortgage rather than upon application, subject to management discretion – please ask your adviser if you are interested in this
How It Works
Initial meeting
All potential new customers will receive a free initial consultation which typically takes around one hour.
During this meeting we will explain how we work and how we charge for our services. We will also take details about your current circumstances, your goals for the future and answer any questions you might have. We must take these details in order to ensure any recommendations we make are suitable for you and to ensure we act in your best interests.
Research and recommendation
After the free initial consultation we will assess your needs at a high level and create a financial plan. We will then arrange a second meeting to discuss this plan with you, this follow up may be back in the office, over the phone or via emails.
Your adviser will confirm (after the free initial consultation and before the second meeting) whether or not a fee will be payable for the creation of your financial plan and the second meeting. Fees will generally be in line with the above fee structure. However, in some limited cases (where your circumstances are, in our opinion, more complex) a larger fee will be payable. This will be a fixed fee based on an estimate of how much time your adviser expects it will take to create your financial plan. You can choose whether or not you want your adviser to create a financial plan before you incur any fees.
If you choose not to proceed with the creation of a financial plan no fees will be payable. If you choose to proceed with the creation of a financial plan the fee (if any) will be payable at the end of your second meeting.
