Reviewing your current retirement savings
Many people have savings built up in different types of pension scheme, including workplace pensions, Self Invested Personal Pensions (SIPPs) or Defined Benefits pensions.
However, retirement saving is not limited to pensions. Many people save for their retirement in different ways, including buying an investment property or saving money into an Individual Savings Account (ISA).
We can review all of your current savings to ensure you are on track for retirement. This will involve assessing your circumstances and considering the pros and cons of each element of your retirement savings.
Saving for your retirement
Once we have assessed your current retirement savings we can then consider any shortfall and make a personalised plan to help close this gap. This will take into account your chosen retirement age, the budget you have available and the potential tax consequences of each type of investment.
If you wish to start (or increase) your retirement savings then a personal pension may be the right choice of tax wrapper for you. There are many benefits associated with saving into a pension, the most important being the valuable tax relief available. However, our advisers recognise that pensions aren’t right for everyone, so we can help you consider other savings options including cash-based savings or investing in an ISA. Normally it is best to have a combination of all of these types of savings policy to ensure you have a good mixture of readily available savings and long-term tax-efficient savings.
Investment options
We recognise there is no single correct way to manage investments because one of our client’s needs could be different to another client. We offer access to various investment types including active, passive and ethical investments.
Your adviser will discuss each type of investment with you and their final recommendation will be based on your preferences, experience and investment outlook.
If you are interested in finding out more you can read about each of these investment types here: Investment options
Our Fees
We offer a free, no obligation, initial meeting. This gives you an opportunity to find out more about our company and to get to know your adviser.
After your initial meeting your adviser will set out how we can help you and what fees will be payable for our services. If you choose not to use our services no fees will be payable.
We set different fees for different types of work, which is explained in more detail on the link below.
Related Pages
Review My Savings
If you want advice about investing for the future, or if you have an existing investment or pension policy, we can help.
Investment options
We recognise that different investors want different investment options. As a result, we offer access to all types of investments including active, passive and sustainable funds
Transferring from another adviser
We regularly meet with people who already have an adviser but want our company to manage their finances going forwards.
